NO HOA! This two-story Palm Coast home offers 4 bedrooms, 2.5 bathrooms, new luxury vinyl plank flooring, and an updated kitchen with two walk-in pantries. The HVAC system is just one year old, the roof was installed in 2018, and the water heater was installed in 2022. A two-story foyer welcomes you inside, with a formal dining room off the entry and a secondary living room to the right that can double as a home office, playroom, or flex space. The kitchen features white shaker cabinetry, stainless steel appliances, a farmhouse sink overlooking the backyard, and a large center island with its own prep sink. It opens to the main living area, where a large arched window brings in natural light and French doors lead to the back patio. There's room to grill or dine outdoors, and a lemon tree grows in the backyard. The spacious primary bedroom features a vaulted ceiling and an arched entry to the dressing area. A full bath adds character with patterned tile flooring, a vessel sink, and a tiled walk-in shower with built-in niches. Mature palms frame the front yard, and the home also includes an attached two-car garage.